Industry news & advice blog

After the latest government announcement and the UK now following the roadmap to reopen over the next few months, Allianz Musical Insurance want to make sure you’re prepared for the first step back into live music.

We know how excited musicians are to get back out there. However, if 2020 has taught us anything, it’s that life can be unpredictable. A lot of things are out of our control, but if you’re a musician, the good news is that Allianz Musical Insurance can help to bring you more peace of mind.

Starting from as little as £33 per year, and now with a special online offer of 2 months free, our insurance can cover all of your musical instruments and equipment – from guitars and drums to amps and laptops. You can be sure that, if the worst should happen, you won’t be left out of pocket.

Anyone who takes out a policy with Allianz Musical Insurance will be covered against accidental damage, theft, loss and much more. Whether you’re performing at your local pub or touring up and down the country, you can have peace of mind knowing your instrument is protected.

Not only can musical insurance protect your gear, it can also protect you, which is something that musicians need to consider when getting back to playing live. As a musician, Public Liability insurance is a key thing to think about when playing live. As an optional add-on to your policy, you’ll be covered if something goes wrong at one of your gigs and a claim is made against you. It’s important to remember that most venues will ask musicians if they have their own Public Liability Insurance before letting them play, and may even cancel your performance if you don’t have the right cover. It’s always best to check what cover you need before you play, as the last thing you want after spending so much time away from the stage is to turn up for a show and it be cancelled.

Insurance cover from Allianz now includes free legal assistance and support. You’ll have access to over 140 legal templates, so you can get help when drawing up contracts with managers and venues, and know your rights when you’re trying to settle a dispute over an unpaid gig. You can also take advantage of the 24/7 legal helpline, for any personal legal matter or legal advice related to your musical profession.

But, if you’re not ready to head back into the performing world just yet, Allianz can still help you. Our premises only cover also covers all your music gear while you’re at home, and there’s no excess on instrument claims.

Don’t forget, if you take out a policy online you’ll also get two months of cover for free!

Find out more and get a quote on the Allianz musical instrument insurance website.